What Is Injury Compensation?

Injury compensation is money paid to help injured people pay for the losses resulting from their workplace-related accidents. These expenses can include medical bills as well as lost wages and future income as well as loss of enjoyment of life-changing damages.

There are two ways to obtain this kind of cash: a settlement or a lawsuit. A lawyer can analyze the case and tell you which one is better for you.

Medical Treatment

Your claim for injury will cover a substantial amount of medical treatment. The insurance company will pay for reasonable and necessary medical treatments. This includes medical bills for health care providers and specialists. You can also get reimbursed for prescriptions and non-prescription medicines, while you travel to and from medical appointments.

Based on the severity of your injuries, you could require assistive aids such as canes, wheelchairs or other special clothes. You may also be eligible to recover expenses for home modifications, like stair lifts and ramps. Medical expenses include diagnostic tests needed to determine the severity of your injuries and evaluate your recovery. You may also be able to recover the cost of surgery that is required to treat your injuries. The Workers' Compensation Board provides guidelines for medical treatment for doctors to adhere to. These guidelines permit your health care provider to carry out the majority of your treatment without having to ask the insurer for permission.

The advice of your doctor can help you in your case. If the defendant or insurance company observes that you've skipped appointments or playing tennis on weekends despite your claim of injury, they will claim that your injuries aren't so serious as you'd like to think. If you're constantly seeing health care professionals and receiving intensive medical treatment it could be necessary to admit that your injuries were serious.

Lost Wages

Injuries are not only physically painful, but they can be financially devastating as well. The costs associated with treatment can add up quickly, and victims of injuries must also cope with lost wages while they are recovering from their injuries. If you've been unable to work due to injury attorneys, you could be entitled to compensation.

Proving lost wage is a time-consuming and complex process that requires specific evidence. In addition to medical narratives, it's important to leverage copies of your previous pay stubs as well as income tax documents. Your attorney can utilize these documents to establish the amount of income you've lost due to your injury.

Your lost wages could include your regular hourly or salaried income possible overtime bonuses, commissions, bonus payments and more. They can also include any benefits that you're no longer receiving, such as free meals, car allowances, or health benefits.

You may also be able to claim compensation for the days you missed due to injury, since you needed to take vacation or sick leave to cover the days. Your lawyer will calculate the fair market value of these days, and then demand reimbursement from those accountable. If your injury is irreparable, your lawyer can also pursue compensation for future earnings potential. This is a much more complex process that requires hiring a forensic accountant or actuary who can prove the loss of your future earnings potential.

Medical Expenses

Based on the severity of your injuries, you may be faced with high medical costs that will strain your financial well-being. A serious injury could also stop you from earning a living and putting in a long amount of time. This could put an economic burden on you and your family members.

You have the right to receive compensation for all medical expenses, including ambulance rides, doctor visits, x-rays and doctor visits, hospital treatment, medication, supplies and orthopedic devices. You may also be eligible for reimbursement for travel costs to and from medical appointments, which includes therapy. Keep receipts for all medical expenses. You will be reimbursed on the basis of actual costs.

Insurance companies and attorneys frequently use your medical bills as a starting point to calculate the special damages. They will then multiply this number by an amount of 1.5 to 5, to calculate general damages. In general, minor injuries are at the lower end of the spectrum, while serious or lasting ones will be on the higher end.

The Kocian Law Group is skilled at ensuring that you receive all the medical-related benefits to which you are entitled. We will push for insurance companies to provide the full amount recommended by your healthcare providers even if they deny the need or reasonableness.

Pain and Suffering

The injury victim has a right to be compensated for the emotional and physical suffering and pain caused by his or her injuries. Physical suffering and pain damages could include past and future medical treatment. In the case of mental discomfort and anxiety or shame, shock and sadness could also be considered.

It is difficult to put a cost on the hurt and suffering of an accident, particularly when it involves permanent injuries such as being confined to an in-chair or blinded. It is essential that victims have the support of an attorney to collect adequate evidence to demonstrate their loss.

In some instances, the injured party may negotiate a settlement to avoid going to trial. This is referred to as a settlement agreement, and will usually involve an insurance company. The insurance company may use either the multiplier method, or per diem to calculate pain and suffer damages.

The courts use the multiplier method as well as the per diem method to determine compensation for emotional and physical pain suffered in accidents. Both methods have pros and cons however, the final amount will be determined by the jury in the case. A skilled personal injury law firms lawyer can help injured accident victims collect the evidence needed to argue for fair compensation. The skilled attorneys at Adam S. Kutner & Associates can assist you with the investigation and preparation of your case for court or a settlement.